Terms & Conditions Billion4 – Platform Usage Terms for Malaysian Members

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Member" or "User") and billion4 ("Company", "we", "us"). These Terms govern your use of the billion4 platform, accessible through our official website.

By performing any of the following actions, you are deemed to have fully accepted these Terms:

• Registering a new account on the billion4 platform
• Log in to your existing billion4 account
• Making any deposit into your billion4 account
• Participating in any game or betting activity on billion4
• Claiming any bonus or promotion offered by billion4

These Terms should be read together with the billion4 Privacy Policy and any additional rules applicable to specific games or promotions. In the event of any conflict between these Terms and promotion-specific rules, the more specific rules shall prevail.

To register for and use billion4's services, you must meet all of the following eligibility requirements:

• Age Restriction: You must be at least 18 years of age at the time of registration. Billion4 strictly prohibits underage individuals from participating in any betting activity on our platform.
• Nationality & Location: You must be located in a jurisdiction where access to billion4's services is lawful. It is your responsibility to ensure that your use of this platform does not violate any local laws applicable to you.
• Legal Capacity: You must have full legal capacity to enter into this binding agreement and must not be legally prohibited from participating in betting activities.
• Non-Employees: billion4 employees, direct contractors, immediate family members of employees, and any individuals directly involved in the operation of the platform are not eligible to be active members playing with real money.

Each billion4 member is permitted to hold only one account. Registering multiple accounts is strictly prohibited and constitutes a serious breach of these Terms. All duplicate accounts detected will be closed, and any accumulated balance or winnings in those accounts will be forfeited.

By registering, you agree to:

• Providing accurate, truthful, current, and complete information as required in the billion4 registration form
• Keep your personal information current and update it promptly whenever changes occur
• Do not share your login credentials with anyone
• You are fully responsible for all activity that occurs under your billion4 account
• Notify billion4 immediately if you suspect any unauthorised access to your account

Billion4 reserves the right to verify your identity at any time by requesting supporting documents such as a copy of your Malaysian identification card, a utility bill, or a recent bank statement. This verification process is in place to protect your account security and to comply with relevant industry standards.

All deposits into your billion4 account are processed in Malaysian Ringgit (RM). We do not accept foreign currencies directly. The deposit methods supported by billion4 are as follows:

• Touch 'n Go eWallet
• GrabPay
• Boost eWallet
• ShopeePay
• DuitNow (Instant Transfer)
• FPX – Maybank2u
• FPX – CIMB Clicks
• Other supported internet banking transfers via FPX

The minimum deposit is RM10 per transaction. The maximum deposit amount depends on your chosen payment method and your account's VIP tier. Funds are typically credited to your billion4 account within seconds after the transaction is confirmed by the payment provider.

Billion4 does not charge any processing fees on deposits. However, your e-wallet provider or bank may apply their own charges — please check with your service provider before making a deposit.

Billion4 members may withdraw eligible funds at any time through the withdrawal section of your account. The minimum withdrawal is RM30 per transaction. Funds will be returned to the same payment method used for the original deposit, except in certain circumstances approved by billion4.

Withdrawal processing times are as follows:

• e-Wallet (Touch 'n Go, GrabPay, Boost, ShopeePay): 5 to 30 minutes
• DuitNow & FPX: 15 minutes to 2 hours depending on bank operating hours
• Standard bank transfer: 1 to 3 business days

Withdrawals that require additional security review may take longer to process. Billion4 reserves the right to request further documentation for identity verification purposes before processing withdrawals that exceed certain limits or where unusual account activity has been detected.

Billion4 offers a variety of bonuses and promotions from time to time to enhance the playing experience for our members. All bonuses are subject to the specific terms stated in each promotional offer. The following general conditions apply to all billion4 bonuses:

• All bonuses carry a rollover requirement (wagering requirement) that must be fulfilled before any withdrawal can be made
• Each bonus may only be claimed once per promotion, unless otherwise stated
• Billion4 reserves the right to modify, suspend, or terminate any promotion at any time with reasonable notice
• The use of hedging strategies, opposing bets, or any technique intended to manipulate rollover requirements is strictly prohibited
• In the event of a dispute regarding the eligibility of a bonus claim, Billion4's decision is final

Billion4 offers a wide range of games including slots, live casino, roulette, blackjack, table games, lottery, and sports betting such as Malaysia Super League football, EPL, badminton, and e-sports. Game-specific rules are displayed within each game's interface.

The general rules that apply to all games on billion4 are:

• All game outcomes generated by a certified RNG (random number generator) are final and not subject to dispute
• In the event of a technical error that affects a game outcome, Billion4 reserves the right to void the round in question and return the wager to the member
• Any attempt to exploit technical vulnerabilities or bugs in the system will be treated as fraud
• Winnings obtained through exploitation will not be paid out and the account in question will be closed
• Minimum and maximum betting limits are as displayed on each table or game

Securing your billion4 account is a shared responsibility between you and us. Billion4 uses 256-bit SSL encryption and round-the-clock security monitoring to protect the platform. On your end, the following steps are essential:

• Use a strong, unique password for your billion4 account — a combination of uppercase letters, lowercase letters, numbers, and symbols
• Never share your password or OTP with anyone, including individuals claiming to be billion4 staff
• Enable two-factor authentication (2FA) in your account settings for an added layer of security
• Log out of your account after each session, especially when using a public or shared device
• Check the website URL regularly to make sure you are on the official billion4 site

Billion4 will not be held liable for any losses arising from a member's negligence in safeguarding their login credentials. If you suspect unauthorised access to your account, contact the billion4 support team immediately via live chat or email at support@billion4.click.

The following are strictly prohibited on the billion4 platform and constitute grounds for immediate account closure and forfeiture of balance:

• Identity Fraud: Registering using another person's name, personal information, or identification documents
• Money Laundering: Using the billion4 platform to transfer, conceal, or convert illicit funds
• Duplicate Accounts: Holding more than one active account at the same time, whether personally or through a third party
• System Manipulation: Using automated software (bots), hacking tools, or any technique designed to exploit or manipulate billion4's gaming systems
• Collusion: Colluding with other members to cheat in games, particularly at poker tables or other games involving fellow players
• Bonus Abuse: Systematically claiming bonuses using methods intended to generate undue profit without genuine play risk
• Chargeback: Initiating a deposit chargeback through a payment provider after funds have already been used on the billion4 platform

Billion4 reserves the right to investigate any suspicious activity and take appropriate action, including account freezing, balance forfeiture, and reporting to the relevant authorities.

Billion4 takes responsible gaming seriously. We believe that gambling should be an enjoyable form of entertainment and should never cause financial hardship or personal difficulties for our members.

Billion4 provides the following tools, accessible through your account settings:

• Deposit Limit: Set daily, weekly, or monthly deposit limits to keep your spending in check
• Loss Limit: Set a limit on the amount of losses permitted within a defined time period
• Time Limits: Set a daily session time limit
• Time-Out: Take a voluntary break of 24 hours, 7 days, or 30 days
• Self-Exclusion: Request self-exclusion from the platform for 6 months or permanently

Billion4 is committed to protecting the privacy and security of your personal data in accordance with industry best practices and applicable data protection laws. By using the billion4 platform, you consent to the collection and processing of your personal data as described in our Privacy Policy.

In summary, billion4:

• Only collecting data necessary for platform operations and identity verification
• Does not sell or share your personal data with third parties for marketing purposes without your consent
• All data transmitted between your browser and our servers is protected with 256-bit SSL encryption
• Storing financial data to the highest industry-recognised security standards
• Granting you the right to request access to, correction of, or deletion of your personal data

For more detailed information on how billion4 handles your data, please refer to Privacy Policy our complete.

The billion4 platform is provided "as is" and "as available". While we strive to keep the platform running without interruption at all times, billion4 does not guarantee that the service will always be available free of technical disruptions.

Billion4 is not liable for:

• Losses arising from internet disruptions, system outages, or technical failures beyond our control
• Losses incurred due to your inability to access your account as a result of your own actions
• Betting decisions you make and any financial losses incurred as a result of your gaming activity
• Any losses arising from your own breach of these Terms

In all circumstances, billion4's maximum liability to you shall not exceed the total amount you have deposited into your billion4 account in the 30 days preceding the liability claim.

Billion4 reserves the right to update, modify, or replace any part of these Terms at any time at our sole discretion. Changes to these Terms take effect upon being published on the billion4 website.

When significant changes are made, billion4 will notify members via:

• A notice prominently displayed on the billion4 platform homepage
• In-account notification upon your next login
• A notification email sent to the address registered to your account

Your continued use of the billion4 platform after any amendments take effect constitutes your acceptance of the revised Terms. If you do not agree with the changes, you should stop using billion4's services and contact us to close your account.

If you have any questions, concerns, or complaints regarding these Terms and Conditions or your use of the billion4 platform, our team is ready to assist you.

You can reach billion4 through the following channels:

• Email: support@billion4.click – response within 24 hours
• Live Chat: Available directly in your billion4 account – response in under 5 minutes
• Operating Hours: 24 hours a day, 7 days a week, including Malaysian public holidays

Billion4's Malay-speaking support team is ready to assist you with enquiries in Bahasa Malaysia. All formal complaints should be submitted via email for proper record-keeping and more effective follow-up.